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Property Investors

Residential and commercial lending for clients building and managing property portfolios. IO up to 5 years. Alt doc options available.

Lending for property investors

Property investors need a lending partner who understands their strategy. Whether your client is growing a residential portfolio, acquiring a commercial investment property, or structuring their investment through an SMSF, Better Choice provides the product depth and flexibility to support sophisticated property investment strategies.

Our investor-friendly features include interest only periods up to 5 years across both residential and commercial products, alt doc income verification for self-employed investors, and a Lease Doc commercial product that relies solely on rental income to service the debt — making it accessible for investors in tenanted commercial premises.

Features

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Interest only up to 5 years

IO periods available across residential and commercial products — essential for investors managing cash flow and optimising their tax position.
Interest Rate

Investment alt doc lending

Prime Alt Doc and Specialist Alt Doc available for investment purposes. No tax returns required — income verified by BAS or bank statements.
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Commercial lease doc for investment

Lease income alone services the commercial loan — ideal for investors in tenanted commercial premises. No financials required.
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SMSF residential investment

Purchase residential investment properties through an SMSF with competitive rates and limited-time fee waivers.
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Unlimited debt consolidation

Residential products allow unlimited debt consolidation, helping portfolio investors streamline their lending.
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No clawback on commercial

Better Choice does not clawback commissions on any commercial loan — including investment commercial and SMSF commercial.

Relevant products

Prime Alt Doc

Residential alt doc investment loans. IO available. Investment from 6.99% p.a.
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Commercial Lease Doc

Commercial investment loans serviced by lease income alone. No financials required.
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SMSF Residential

Invest in residential property through an SMSF. Fees currently waived.
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Have an investor scenario?

Submit your client's details and our BDM team will identify the right product and structure for their investment strategy.
Submit a scenario