Impaired credit doesn’t have to mean the end of a client’s property aspirations. Better Choice’s Specialist range takes a common-sense approach — looking at the nature, age, size, and number of credit events, and whether they have been satisfied, rather than applying blanket restrictions.

Our Specialist product accommodates one credit event (defaults, judgements, mortgage arrears, or discharged bankruptcy over 12 months). Specialist Plus goes further — accommodating multiple events from more than one source, including current or recently discharged Part IX and Part X bankruptcy.